Compare

Tare vs EveryDollar

Both are zero-based, and both have a free plan for entering transactions by hand. The big difference is credit cards: EveryDollar leaves them out by design, and Tare handles them, including cards you're paying down.

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Checked against EveryDollar's own website and help center on September 28, 2026. Prices are in US dollars. Sources

Tare suits you if

  • You use credit cards and want the budget to handle them
  • You want to budget the money you have, and hold some back for next month
  • You want to see months ahead, or try a big decision on a copy of your budget
  • You share a budget with a partner but want personal accounts kept private

EveryDollar suits you if

  • You follow the Ramsey plan and don't use credit cards
  • You want coaching alongside the app (Premium)
  • You want the lowest yearly price: Premium is $79.99 a year
  • You need phone apps today; Tare's iOS and Android apps are coming soon

Side by side

How you budget

TareZero-based: every dollar you have gets a job

EveryDollarZero-based, planned from expected income

Card spending

TareComes straight out of the category. The money to pay the card is set aside for you; there's no payment category

EveryDollarNo card handling; purchases and payments are adjusted by hand

Old card balances

TareTheir own Debt payoff envelope per card, kept apart from new spending

EveryDollarDebt snowball list; payoff date with Premium

Next month's money

TareHold it out of Ready to assign until the 1st, or have new income wait for next month on its own

EveryDollarDoesn't apply: each month is planned from the income you expect

Subscriptions

TareFound in your spending, with what each costs a year and a note when a price goes up

EveryDollarBill due dates; Premium suggests ways to free up money

Looking ahead

TareCash and debt forecast up to 2 years, and what-if scenarios on a copy of your budget

EveryDollarPaycheck planning and net-worth projection with Premium

Couples

TareSeparate logins; each account is joint or personal, and personal categories stay private

EveryDollarPartners share one budget with separate emails

Bank sync

TareWith Autopilot

EveryDollarPremium only

Free plan

TareYes: the whole budget, entered by hand

EveryDollarYes: the budget, entered by hand

Free trial

Tare35 days of Autopilot; card required

EveryDollar14 days of Premium

Price

Tare$12/month, dropping to $8 the longer you stay ($132 in year one, $96 a year after)

EveryDollarPremium $17.99/month or $79.99/year

If you stop paying

TareYou move to the free plan. Nothing is locked or deleted

EveryDollarYou move to the free version

Platforms

TareWeb; iOS and Android coming soon

EveryDollarWeb, iOS, Android

Where they differ most

Credit cards, handled

EveryDollar is built for people who don't use credit cards, so it doesn't handle them: purchases and payments are adjusted by hand.

In Tare, a card purchase comes out of the category you spent from, and the money to pay the card is set aside for you. A balance you're paying down gets its own Debt payoff envelope, with the date it'll be gone.

Credit cards in Tare

The money you have, or the income you expect

EveryDollar plans each month from the income you expect. Tare budgets only money that's already arrived, and when you want next month covered before it starts, you hold money back for it, or have every paycheck wait for next month on its own.

Holding money for next month

Both free by hand. Different when you pay

Both apps keep a free plan for entering transactions yourself. Paying adds bank sync to either one. EveryDollar Premium is $79.99 a year; Tare's Autopilot is $132 in year one and $96 a year after, and cancelling it drops you back to Manual with everything intact.

Tare's pricing

Questions

Switching from EveryDollar

I don't use credit cards. Is Tare still worth it?

Maybe not for the cards, but holding money for next month, subscription watch, forecasting, and private accounts for couples are all there, and the Manual plan is free.

Does Tare have a debt snowball?

Not by that name. Each card balance you're paying down gets its own Debt payoff envelope, and the forecast shows when it'll be paid off at the pace you're assigning.

Sources

EveryDollar's own pricing page and help center. Features and prices change; if something here is out of date, tell us and we'll fix it. EveryDollar is a trademark of its owner, who isn't affiliated with Tare.

More comparisons

Start with the money you have today.

Budget by hand for free, no card needed. Or try Autopilot free for 35 days: $12/month after that, dropping to $8 the longer you stay.

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