Couples & roommates
The best budgeting tool for modern couples and roommates.
Share the rent, the groceries, and the savings goal. Keep your own spending your own. Each of you signs in as yourself, and one budget keeps track of who put in what.
One subscription covers the whole household.
Try it
- Rent$1,800.00
- Utilities$240.00
- Groceries$650.00
- House fund$4,500.00
- Climbing$80.00
- A gift for Sam$150.00
2 private categories
- Records$60.00
- A gift for Alex$120.00
2 private categories
You're signed in as Alex. Switch to Sam: the shared categories stay, and each person's own categories are theirs alone.
Yours, mine, and ours. In one budget.
Most budgeting apps make you choose: share one login and see everything, or keep separate budgets and argue about the shared stuff over text. Tare gives every household three kinds of money.
- Ours
- Rent, utilities, groceries, the house fund. Both of you see these categories, assign to them, and spend from them.
- Yours
- Your own accounts and your own categories. Nobody else sees the balances, the transactions, or even the names.
- Theirs
- The same, the other way around. Their hobby budget and your birthday present stay a surprise.
How sharing works
Four quick questions. Then just budget.
Tap Invite someone and Tare walks you through it, one screen at a time. Change any answer later in Settings.
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01Keep your budget, or share it
Already budgeting in Tare? Keep what you have as your own private budget, or turn it into the shared one. Starting the shared budget from scratch? Tare can fill it with the usual suspects: rent, utilities, internet, insurance, and groceries.
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02Say where your paychecks land
Into your own accounts, or into a joint one. That's all Tare needs to know which way money should move each month. See both ways.
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03Pick a split
Evenly, by income, your own percentages like 60/40, or a set amount each. Whatever you two already agreed on, Tare can do the math for it.
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04Send them the link
Copy your invite link and send it however you like: text, email, a note on the fridge. Before they join, they see exactly how you've set things up. They sign in with their own email, and one tap switches between the shared budget and their own.
Works the way your money already moves.
No need to open new accounts or change how you get paid. Tell Tare which of these sounds like you, and every month it works out each person's share for you.
Paychecks go to your own accounts
Each of you chips in toward the shared bills. Tare adds up what the shared budget still needs this month and shows you your share. Send it to the joint account, tap Record, and you're done. Whatever's left in your account is yours.
Paychecks go to a joint account
The shared bills get covered first. What's left becomes personal money for each of you. Move yours to your own account, or leave it in joint in a category with your name on it. Either way, it's yours to spend.
Split it your way
- Evenly
- Down the middle. Simple.
- By income
- Whoever earns more puts in more, based on the last three months. You each see the percentages, never the other person's pay.
- Your own percentages
- 60/40, 70/30, whatever feels fair to you both.
- Set amounts
- A fixed amount each month, no matter what the bills come to. Great for roommates.
No more fighting over who paid for what.
Money that goes into a joint account is marked with who earned it, and Tare remembers, so next payday marks itself. Every month you each see your share, how much you've already put in, and what's left. If one of you pays extra, it shows. "Who's been covering groceries?" has an answer, not an argument.
Roommates, too.
Sharing a flat isn't sharing a life. Keep a shared budget for rent, utilities, and the cleaning supplies, and keep everything else to yourself. When someone moves out, they leave from Settings and their own budget goes with them, exactly as it was.
Questions
Budgeting together
Can my partner see my spending?
Only what's in the shared budget. Your own accounts, categories, and transactions are hidden from everyone else, including the person who invited you. Even if you split by income, they see a percentage, not your paycheck.
Do we each need to pay?
No. One Autopilot subscription covers the whole household, starting at $12/month and dropping to $8 the longer you stay. Budgeting by hand is free for everyone.
We both already use Tare. What happens to our budgets?
Nothing gets lost. Whoever sends the invite chooses whether their budget stays theirs or becomes the shared one. Whoever joins brings their whole budget along, history and all, as their own private budget.
Who's in charge?
You both budget as equals. Either of you can assign money, add transactions, and change the shared budget. The person who set it up also handles billing and invites.
What if we change our minds?
Switch the split or where paychecks land anytime in Settings. And anyone can leave whenever they want, taking their own budget with them.
Does it still work like a zero-based budget?
Yes. Every dollar in a joint account gets a job in Ours, and every dollar in your own accounts gets a job in Yours. Credit cards work the same way they do for one person: purchases come straight out of the category.
Start with the money you have today.
Budget by hand for free, no card needed. Or try Autopilot free for 35 days: $12/month after that, dropping to $8 the longer you stay.