Couples & roommates
The best budgeting tool for modern couples and roommates.
Share the rent, the groceries, and the savings goal. Keep your own spending your own. Each of you signs in as yourself, and one budget keeps track of who put in what.
One subscription covers the whole household.
Try it
- Rent$1,800.00
- Utilities$240.00
- Groceries$650.00
- House fund$4,500.00
- Climbing$80.00
- A gift for Sam$150.00
2 private categories
- Records$60.00
- A gift for Alex$120.00
2 private categories
You're signed in as Alex. Switch to Sam: the shared categories stay, and each person's own categories are theirs alone.
Yours, mine, and ours. In one budget.
Most budgeting apps make you choose: share one login and see everything, or keep separate budgets and argue about the shared stuff over text. Tare gives every household three kinds of money.
- Ours
- Rent, utilities, groceries, the house fund. Both of you see these categories, assign to them, and spend from them.
- Yours
- Your own accounts and your own categories. Nobody else sees the balances, the transactions, or even the names.
- Theirs
- The same, the other way around. Their hobby budget and your birthday present stay a surprise.
How sharing works
Set it up once. Then just budget.
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01Invite your partner or roommate
Create a household and send an invite. Each of you signs in with your own email and password. No shared login, no borrowed phone.
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02Mark each account joint or personal
Categories follow the account that funds them, so privacy is decided once per account, not once per transaction. Your joint checking funds Ours. Your own checking funds Yours.
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03Switch between your view and the household's
My view is everything you can see: the shared budget plus your own. Household view is just what you share, for the monthly money talk.
No more fighting over who paid for what.
Every dollar that goes into a shared account shows whose account it came from, and every shared purchase shows who made it. At the end of the month, "who's been covering groceries?" has an answer, not an argument.
Roommates, too.
Sharing a flat isn't sharing a life. Keep a shared budget for rent, utilities, and the cleaning supplies, and keep everything else to yourself. When someone moves out, their own budget goes with them.
Questions
Budgeting together
Can my partner see my spending?
Only what comes out of accounts you've marked joint. Your personal accounts, and the categories they fund, are yours alone.
Do we each need to pay?
No. One Autopilot subscription covers the whole household, starting at $12/month and dropping to $8 the longer you stay. Budgeting by hand is free for everyone.
We already have a budget. Can one of us invite the other?
Yes. Invite them from your household, then decide together which accounts are joint. Everything you've already budgeted stays where it is.
Does it still work like a zero-based budget?
Yes. Every dollar in a joint account gets a job in Ours, and every dollar in your own accounts gets a job in Yours. Credit cards work the same way they do for one person: purchases come straight out of the category.
Start with the money you have today.
Budget by hand for free, no card needed. Or try Autopilot free for 35 days: $12/month after that, dropping to $8 the longer you stay.